Inheritance

We are three brothers, and only one of us is married and earning. After our father's death, the department he worked for gave us insurance money. Is Khums applicable on this insurance money? Sayyed Mohammad Al-Musawi	I am 26, unmarried, and not earning. I have an inheritance from my late father that is well in excess of Hajj costs, and my brother, a government employee, supports our household. Is Hajj obligatory for me given my circumstances? Sayyed Mohammad Al-Musawi
Are Muslims allowed to create a civil will wherein they can distribute their wealth as per their own preferences, rather than complying with the Islamic Sharia will mentioned in the Holy Quran? Sayyed Muhammad Husaini Ragheb	How should the wealth be distributed among a lady's children if she receives it from her father's side and then passes away? Sayyed Mohammad Al-Musawi