Yes it is permissible to pray on the Chadar of his wife like a praying mat if she allows him to do so. He is not allowed to do so if she does not allow him pray on her Chadar because she is the owner of the Chadar.
Allah Who Created man and woman and e very thing, Knows their needs and requirements, hence He Sent the True Religion (Islam) with the most comprehensive rules covering every area in life. Rules of marriage of man and woman have details and contains conditions. Needs of man are not always similar to the Needs of woman and this is the reason of the difference in some rules for men and women. Mut’ah marriage has many conditions and it aims to save people from sins. Husband in any case is not allowed to hurt the feelings of his wife and he must treat her as he treats himself as a respected human being.
If the money was earned by your husband during the same year of Khums, then no Khums on that earning, but if it was earned before one year or more, then Khums is applicable on it.
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