If the items belong to the widow, then she has the right, but if the items belong to her deceased husband then she has the right on her share from what her husband left. It is one forth if the deceased did not have children, or one eighth if he has children.
The a mount received fron the insurance of your late father belongs to all the inheritors of your late father according to their shares of inheritance in Sharia. You don't need to give Khums from your share because it was been received as inheritance from your father.
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