It is obligatory to pay the Khums as soon as possible with out any delay. If you are in a place where you can not deliver the Khums to the Marje' of Taqleed or any trusted person who is authorised by the Marje' to receive, means that you no way to deliver the Khums, then you can wait but try your best to find a safe way to deliver as soon as you can. Delaying or postponing Khums delivery with out serious reason is not allowed.
1. Investing in the stock market is allowed as far as you avoid the shares or bonds of unlawful business like usury, alcohol, sinful films, gambling etc.
2. Khums is obligatory on your wealth on the your date of Khums. You must calculate the real market value of your stocks on your date of Khums.
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