1. Ask A Question About Islam And Muslims
  2. Ask A Question About Islam And Muslims

Ask A Question About Islam And Muslims

95 Questions

I follow Ayatollah Sistani and have a family home with a 25-year mortgage. The bank allows early payments. Can I prioritize mortgage payments and consider savings as repayment? Is it permissible to delay Khums during this period?
Sayyed Mohammad Al-Musawi

You can use your savings to pay your mortgage before the date of your Khums, then when your date of Khums, you will have no savings to pay Khums from. But if your date of Khums comes and you have any savings,bayou must then pay Khums of that savings. Wassalam.
If I have ₹10,000 in the bank but also have a loan of ₹50,000, do I still need to pay Khums on that ₹10,000? The loan was taken for an asset.
Sayyed Mohammad Al-Musawi

If you use that 10000 in repaying your loan and nothing remains from it, then no Khums on it as you already spent it is repayment of your loan. If you don't intend to use it in repayment if your loan and want to keep it as a saving, then Khums is applicable on it like any other saving.

Wassalam.
My father expired and he have some amount from selling one asset now that amount is in my mothers custody, what is the rule on khums on that amount?
Sayyed Mohammad Al-Musawi

If the Khums of that amount was paid by your father, then no Khums again on it. Any amount which was Khumsable must be cleared by paying its Khums before distribution of the inheritance.

Wassalam.
My first Khums date is July 22. Do I need to pay Khums on savings made since September 2024 before buying gold jewelry for my wedding? Should I consider all funds in my account, including recent deposits? How are older unused scholarship funds impacted?
Sayyed Mohammad Al-Musawi

Khums is obligatory on everything you lawfully own, on the date of your Khums, if it is not in use for your day to day life requirements. There is Khums on items you have purchased and started using like jewelry, clothes, car, house where you live, etc.

Wassalam.