It is permissible to receive money from the government for studying expenses knowing that the government will take it back in instalments from your future salaries.
Every saving which is owned for one year or more must be calculated for Khums. If the whole amount which he received on retirement was his right since one year more, then Khums is obligatory on the whole amount. If any portion of it was owned by him before less than one year, then no Khums on that portion until it completes one year in his own ownership or when his date of yearly Khums comes.
Muslim and non Muslim countries impose taxes according to their own laws and rules. Allah (SWT) Orders in Justice and fairness.Muslim citizen in any country are supposed be good citizens and abide to the law of their country.
If the funds of the Bonds are invested in lawful business, it will be then permissible to invest in such bonds, but if the money is invested in any unlawful business like alcohol, gambling, usury, etc then it will be forbidden to invest in it.
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