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The reply depends on what you mean by adoption. If you mean looking after and bringing up a child, then it is great deed of reward. The Hadeeth says: Best of the homes is a home where an orphan lives with honor. Also it is narrated from the Prophet Muhammad (SAWA): I and orphan sponsor are in the Paradise together.

But if you mean to look after the child and deprive him from the name of his real father , mother and original family, then it is unlawful in Islam to deprive the child from the name of his father, mother and original family.

Allah says in Quran (Call them by their fathers' name)(ادعوهم لابائهم)Al-Ahzaab,5.

Also it is not allowed to deprive the child from his real mother (إن أمهاتهم إلا اللائي ولدنهم  )(Their mothers really are who gave birth to them) Al-Mujadalah ;2.

Claiming the adopted child as a real son or daughter is forbidden in Quran (وما جعل أدعياءكم أبناءكم ذلك قولكم بأفواهكم  ) (Allah did not make your sponsored/ adopted/ fostered children as your children, that is what you say in your mouths).

So, it is very good to adopt a needy child with keeping his father's, mother's and family name with him always.

Wassalam

A woman in presence of non-mahram must cover all her body except face and hands(wrists down) -even feet- with loose clothes so that the body shape shall not be seen underneath the clothes.
So Abayah or Chador is not mandatory.

Thank you for your question. A marja is responsible for deriving rulings based on sound methods from the scriptural sources when possible, or ascertaining the appropriate action that a Muslim should adopt in any given situation based on the principles of jurisprudence.

The correctness of a person's action is their own responsibility and for that reason, people in the time of the greater occultation are faced with two choices when they are unable to ascertain the rulings for themselves. They may take precaution in all matters they are not certain about (assuming they know when it is appropriate to take precaution) or they can refer to the rulings of a person who is qualified to ascertain those rulings to the best of his ability and act in accordance with them.

The main evidence for resorting to someone who is qualified, when a person themselves has no means by which to derive the rulings for themselves, is that this is the action of rational people. In the same light, the justification for corresponding with the rulings of the most qualified or most knowledgeable jurist (when the knowledge of who the most knowledgeable marja is, is possible) is that by following the most knowledgeable jurist, you can be more certain that your actions will be acceptable on the Day of Judgment.

May you always be successful.

You can find more details - the jurisprudential rulings - on inheritance at https://www.al-islam.org/islamic-laws-ayatullah-ali-al-husayni-al-sistan...