Zakat is obligatory on golden currency which is a currency made from gold. Zakat is not obligatory on gold if it is not in the shape of currency but Khums remains obligatory on the savings of everything including gold.
Zakat is obligatory on golden currency if it's weight is fifteen Mithqal as minimum.
Many of our leading scholars ( Maraaje' of Taqleed) say that you are not allowed to send Zakat al-Fitra out of your place of residence if there are deserving believers in your place who are in need. If you live in a place where there are no deserving believers, then you will be allowed to send Zakat al-Fitra to other places.
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