Allah will not take you to task for what is unconsidered in your oaths, but He will take you to task for what your hearts have incurred, and Allah is all-forgiving, all-forbearing.
So as it is apparent from your question, you have no real intention of swearing by God's name and it's just on your tongue, so there's no need to pay Kaffarah for that.
Of course it is better to try hard to quit this habit
Fulfilling the Nadhr النذر is obligatory and not fulfilling it is a sinful act even if you pay the penalty. The penalty of breaking the Nadhr is feeding ten poor believers or clothing them but if he could not afford it, then fasting three days.
'Proper oath اليمين must be fulfilled. Penalty of breaking the oath is same as above.
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