I follow Ayatollah Sistani and have a family home with a 25-year mortgage. The bank allows early payments. Can I prioritize mortgage payments and consider savings as repayment? Is it permissible to delay Khums during this period?
You can use your savings to pay your mortgage before the date of your Khums, then when your date of Khums, you will have no savings to pay Khums from. But if your date of Khums comes and you have any savings,bayou must then pay Khums of that savings. Wassalam.