You are responsible to pay Khums on whatever you own including investments on today's value if you did not pay for that investments previously. If you paid previously then no Khums again on that investment unless the value of the investment has increased. In such case you need to pay for the extra amount on the value more that what you have already paid previously. No difference if you receive dividends or not as far as there is a market value of your investment.
Yes , you can request your father to send you for Ziyarah. His Khums is his responsibility but if you are sure that he has dues of Khums on him, you can politely request him to consult a trusted Aalim.
Yes, she can use it, as long as it does not enter into her next khums year. For issues related to khums, and gifts, one should refer specifically to their Marja' Taqleed for details.
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