The Hajj is the annual pilgrimage to the house of God in Makka. It is obligatory for every Muslim to perform, once in their lifetime, if they have the means to do so. It ca only be performed at a specific time in th eyear.
The Umrah is a recommended visitation to the house of God and can be performed around the year except at the time specifically reserved for Hajj.
Yes, in MOST cases, savings are khums applicable - even if one is saving money with the intention to perform the hajj, that savings must still have the Khums taken out on it.
Books on Islam, Muslims, Prophet Muhammad(s), Ahlul Bayt.
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